Are You Interested In Buying Your Own Home?

Sign up for WATCH's next First Time Homebuyer Class, to be held in June, sponsored by Cambridge Savings Bank.

-  June 2013 First Time Homebuyer Class Flyer

- Homebuyer Class Registration Form

This course consists of important information for all first-time home buyers! You will learn about:

• Credit, debit and budgeting issues
• Qualifying for a mortgage
• Shopping for a home
• The legal aspects of home buying
• The responsibilities of being a homeowner

WATCH’s class is certified by CHAPA's Massachusetts Homeownership Collaborative, so graduates may be eligible for Down Payment Assistance programs from their City or Town (including Waltham's) or for the Soft Second mortgage or other mortgage designed for first time homebuyers. The class fee is $50 per person. All classes take place in Waltham.

Couples purchasing a home together are both encouraged to attend, although (unless your mortgage lender tells you otherwise) only one person is required to complete the course in order to qualify for downpayment assistance or the Soft Second mortgage.

For more information, e-mail This e-mail address is being protected from spambots. You need JavaScript enabled to view it or call Devon at 781-891-6689 x0.  Please leave your name, email address and phone number in the message.

For a list of affordable homes for sale, visit CHAPA's Mass Access site or MAHA's Mass Affordable Homes site

Already took the class? Check out these supplemental materials...

Budget Worksheet for Healthy Home Finances

CHAPA certified First Time Home Buyers Reference Book :

Cover Page

Table of Contents

Preface

Introduction

Budgeting and Credit

Housing Search

Obtaining a Mortgage

Legal

Home Inspection

Appraisals

Insurance

Successful Home Ownership

Multi-Family Ownership

Condo Ownership

How to Purchase a Foreclosed Property

Foreclosure Prevention

Post Purchase 

Homeownership Collaborative - Appendix A

Homeownership Collaborative - Appendix B

Homeownership Collaborative - Appendix C

GLOSSARY

CREDITS